Mobilization of Employment Pension Plan (POR), a dead end?

If you require to manage the mobilization of a Pension Plan Employment (PPE) or a Social Security Plan Business (EPSP), you want to let know this information, because most people who are involved or secured in one , ignores these conditions to mobilize or transfer its rights consolidated in the future, depending on the circumstances that occur in that time.

These requirements are stipulated in the Regulation of Plans and Pension Funds, and also in the conditions and / or regulation / own specifications Plan, which you can ask the human resources manager of your company or the union (if any depending the size of the company).

Usually, it is assumed that the only requirement that must be met in order to mobilize / transfer the PPE or EPSP is that there is no longer employment with the company behind the plan, but others must be met:
IF situations that allow the mobilization of a Pension Plan Employment (PPE) or EPSP

    The absence of employment.
    The plan is complete, ie, it has reached maturity.

This situation does not allow you to transfer / mobilize PPE or EPSP

    If you are retired or have reached the legal normal retirement age, even in the absence and working relationship, going to have beneficiary status, you would have no right to cross-mobilize.

Clarify that if there is an early retirement agreement for the purposes of PPE or EPSP, really are not retired, so if you meet other requirements you will mobilize the plan.
And you wonder why would transfer my PPE or EPSP?

    Because you've changed your company, and the former promoter of the plan (former employer), you no longer will make contributions to the plan, with the tax advantage that entails.
    The new company where you work has a PPE or more interesting EPSP.
    Because your current PPE or EPSP offers conditions uninteresting rescue and have alternatives Pension Plans Individual PPI (for individuals) or Insured Retirement Plan (PPA) that offer improvements in both profitability and forms rescue , offering a bespoke suit. It is customary for many PPE and EPSP offer specific and predetermined forms of payment, such as an obligation to rescue in the form of an annuity for retirement, which may not interest you, but of course, you have no choice.

Recommendation

Get the general conditions in the case of having an EPSP and specifications / regulations should provide a PPE to check forms rescue / recovery and you have set requirements for future mobilizations, to avoid future potential surprises.